Saturday, October 15, 2005

Oy!! Now the daunting task of getting a vehicle.

We were planning on getting a vehicle anyways, as three car seats would be very squishy in our Lumina. But we were planning on taking our time, finding exactly what we want and THEN getting rid of the car.
Now that I am carless I feel a great urge to get the van quickly...It really sucks being without transportation.
We had decided to just lease a new van. This way we don't end up with someones elses leftovers; not knowing where it has been, or how badly they have treated it. Our top choices were the Toyota Sienna, Honda Odyssey, and Nissan Quest. The honda was sort of a last choice, and as I had already driven a Sienna and found it to be an uncomfortable drive we went to the Quest. At the Nissan dealership we were able to test drive a 2005 model, fully loaded! It was heavenly, we both totally fell in love with it, and to boot it was affordable as a leased vehicle. We made an appointment to go back the next day to get everything under way.
I was reminded by a very good friend of the troubles they had had with Canada Student Loans and a leased vehicle. Knowing that Sanjay has every intention to go back to school I decided to check it out so that it wouldn't come back to bite us in the butt. Sure enough, The loans officer told me that the total worth of the vehicle, less the five grand they allow for, will be counted as an asset against us. So a 35000$ vehicle would provide us with 30000$ worth of asset, nullifying any amount the government would give us.
So back to the drawing board, we now have to find a "gently used van" for much less! Wish us luck! But I really am getting antsy, I HATE being with out transportation!

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